Review · Plan & Finance
Merchant Statement Review
A written, line-by-line review of three months of your card processing statements: what you pay, which fees are add-ons, and the questions to ask your provider.
What's inside
Effective rate, month by month
Total fees divided by card volume for each of the three months.
Pricing model identified
Flat rate, interchange-plus or tiered, and what that means for your costs.
Fee-by-fee breakdown
Every recurring and one-off fee listed and labelled as card-network cost or provider fee.
Contract terms flagged
Renewal dates, minimums and termination terms from your agreement, if you send it.
Questions & options
A list of specific questions to take to your provider and the general options available.
How it works
- Book securely through Stripe.
- We email you at your checkout address to explain how to send three months of statements securely (please black out full account numbers).
- You receive a written review report.
Questions
Do you sell payment processing?
No. This is an independent review of your statements. We do not receive processor commissions for it.
What do I need to send?
Three recent monthly statements and, if you can, the pricing page of your merchant agreement. Please black out full account numbers.
Will this lower my fees?
It shows you what you pay and what to ask. Whether your provider changes your pricing is up to them.
What's next
Want to try it yourself first? Get the free Payment Processing Fee Audit Checklist.
Merchant Statement Review
$297
General information only, not financial or legal advice. Processing rates, fees and contract terms vary by provider; we do not sell processing or receive referral fees from processors for this review. We do not guarantee any savings.